For the year 2025, the FHA loan limits in Beaumont county, within Riverside, CA, are set at $644,000 for a single-family home. If you're looking at homes with two units, the limit is $824,450. For properties with three units, it goes to $996,550, and for four units, it reaches $1,238,500. These figures are crucial for potential homeowners planning which FHA loan they qualify for.
Concerning conventional loans, the maximum funding for a single-family residence is set at $726,200. For two-unit homes, it extends to $929,850, for three units, there is $1,123,900, and for four units, the cap is at $1,396,800. Such information is essential for evaluating loan feasibility according to property size.
Our FHA calculator can help you find today’s top FHA rates and determine what downpayment, income, credit, reserves, and documentation you need for qualification. It's a valuable resource for pre-planning your home finance strategy.
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With the Lendersa® calculator, you can compare FHA rate and terms alongside various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This provides a wide perspective on available products to suit your needs.
Lendersa® aggregates loan program details from thousands of lenders, guaranteeing you a fast comparison that aligns with your distinct financial profile. This ensures timely, personalized loan insights.
Explore the Loan Limits Comparison Table for 2025 in Beaumont county of Riverside, CA. This table offers comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts, aiding informed decision-making.
For in-depth comparison of qualifications like income, credit, and reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™). It’s a sophisticated tool for understanding your financial eligibility across different loan options.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $644,000 | $824,450 | $996,550 | $1,238,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $460,000 | $460,000 | $460,000 | $460,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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