For 2026, the FHA loan limits in Sebastopol county of Sonoma, CA are as follows: - $861,350 for a single-family home, - $1,102,700 for 2-unit homes, - $1,332,900 for 3-unit properties, - $1,656,450 for buildings with 4 units.
The cap for conventional loans on a single-family residence is: - $861,350, - $1,102,700 for 2-units, - $1,332,900 for 3-units, - $1,656,450 for 4-units.
Leverage our FHA calculator to find today’s best FHA rates and compute necessary downpayment, income, credit, reserves, and documents required to qualify.
Utilize the Lendersa® calculator to compare FHA rates and terms with those of other loan programs. Examine and evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® pulls in loan program data from thousands of lenders, providing swift comparisons against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sebastopol county of Sonoma, CA serves to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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