For the year 2026, the FHA loan limits in Windsor, situated in the county of Sonoma, within CA, are established as follows: $861,350 for a single-family unit, $1,102,700 for properties with two units, $1,332,900 for three-unit homes, and $1,656,450 for buildings with four units.
The ceiling for conventional loans on single-family homes is set at $861,350, while for residences with two units, it rises to $1,102,700. For homes consisting of three units, the maximum is $1,332,900, and it peaks at $1,656,450 for those with four units.
Our FHA calculator allows you to access today's top FHA rates and determine the necessary down payment, required income, credit rating, reserve funds, and documentation to qualify. Explore the possibilities to find out what you need for eligibility.
The Lendersa® calculator provides a tool to contrast the rates and terms of FHA loans with various other loan programs. Investigate and compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHAs.
Lendersa® efficiently sources extensive loan data from thousands of lenders, synchronizing it swiftly to match your unique financial circumstances and preferences.
The Loan Limits Comparison Table for 2026 located in Windsor, within the county of Sonoma, CA, enables a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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