In 2026, the FHA loan limits in Larkfield-Wikiup county, part of Sonoma, CA, are established as follows: - $861,350 for single-family homes, - $1,102,700 for 2-unit properties, - $1,332,900 for 3-unit residences, - $1,656,450 for 4-unit structures.
The maximum available loan amounts for conventional loans are set at: - $861,350 for a single-family home, - $1,102,700 for 2-unit homes, - $1,332,900 for 3-unit properties, - $1,656,450 for 4-unit residences.
Our FHA calculator can help you find today’s best FHA rates, determining the required downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator provides a platform to compare FHA rates and terms with those of other loan programs. Explore and evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® pulls loan program data from thousands of lenders, comparing it swiftly against your specific financial profile and needs.
The 2026 Loan Limits Comparison Table for Larkfield-Wikiup county of Sonoma, CA details maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan types. To compare qualification standards such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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