FHA Loan Limits for King-City, Monterey County, CA in 2025

In 2025, the FHA loan limits in King-City county of Monterey, CA are determined at $739,450 for a single-family home, $946,650 for homes with two units, $1,144,250 for three-unit dwellings, and $1,422,050 for properties containing four units.

For conventional loans, the limits reach a maximum of $739,450 for single-family homes, $946,650 for two-units, $1,144,250 for three-units, and $1,422,050 for four-unit properties.

Our FHA calculator helps you to discover today’s best FHA rates. It also assists in calculating the downpayment, income, credit, reserves, and necessary documents required for qualification.

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With the help of the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Examine and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® gathers loan program data from an extensive number of lenders and provides swift comparisons against your specific financial profile and needs.

In the 2025 Loan Limits Comparison Table for King-City county of Monterey, CA, you can assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For analyzing qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits King-City county of Monterey, CA

SFR 2 Units 3 Units 4 Units
FHA $739,450 $946,650 $1,144,250 $1,422,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $739,450 $946,650 $1,144,250 $1,422,050
USDA $591,500 $591,500 $591,500 $591,500
VA $739,450 $946,650 $1,144,250 $1,422,050
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 1020 W Olive Ave, Burbank, CA, 91506
  • Media City Credit Union is Federally Insured by NCUA - Equal Housing Opportunity and has served its members since 1936 when we were founded by employees of Helms Bakeries. A credit union is like a bank, only better. Media City CU offers checking, savings, credit cards and loans, yet profits are returned back to members in the form of reduced fees,
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  • Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.
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  • Lennox Lending
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  • Lennox Lending specializes on working with experienced investors on fix-and-flip projects, ground-up construction and a variety of single family and multi-family rental loans. Expert service and competitive rates – start your application now! We believe in developing a deep, transparent relationship with our clients. With our experience, we deli
  • Z Home Loans
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  • Get Assured Inc
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  • Get Assured Inc. is to guide you through the entire process of buying and selling, to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. Our commitment to your satisfaction is the foundation from which a solid business.
  • Capital City Industries, Inc.
  • 353 E Angeleno Ave, Suite A, Burbank, CA, 91502
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  • Affiliated Funding
  • 211 W Palms Ave, Burbank, CA, 91502
  • Affiliated Funding utilizes a proprietary real property financing collaboration system. Some components & functionality of this platform are protected by U.S. Patent 7, 769, 681 U.S. Patent 8, 117, 120, and U.S. Patent 8, 145, 563. By implementing this platform, Affiliated Funding has not only been able to streamline the real estate transaction pro
  • The Loan Guys Corporation
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  • The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.
  • Metric Mortgage Corp
  • 303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502
  • Metric Mortgage Corp is licensed by the California Bureau of Real Estate and Metric Mortgage is focused on helping the customer with their home finance needs. We employ in house processing to make sure your transaction closes on time, and maintain strict protocols for customer information security. The customer is our #1 Priority.
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