2023 FHA Loan Limits for Stockton, San Joaquin County, California

In 2024, FHA loan limit in Stockton county of San Joaquin, California is $656,650 for a single-family home, $840,650 for 2-units, $1,016,150 for 3-units, and $1,262,800 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Stockton county of San Joaquin, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Stockton county of San Joaquin, CA

SFR 2 Units 3 Units 4 Units
FHA $656,650 $840,650 $1,016,150 $1,262,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $556,200 $556,200 $556,200 $556,200
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!
  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words. From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."
  • Grayton Mortgage, Inc
  • 120 Kilmayne Dr, Suite 200, Cary, NC, 27511
  • Grayton Mortgage (NMLS 1104545) is a mortgage bank lending in California, New Jersey, and North Carolina. Additionally, Grayton Mortgage is a mortgage broker in New York. Grayton Mortgage intends to redefine mortgage lending by providing unparalleled customer service and strong support to the company's originators.
  • Positive Rate Mortgage LLC
  • 1631 Midtown Place, Suite 129, Raleigh, NC, 27609
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide extremely competitive VA, Conventional, Jumbo and NON QM home loans to our clients. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We are a veteran owned, full-service mortgage brokerage company.
  • First Citizens Bank
  • 4300 Six Forks Road, Raleigh, NC, 27609
  • First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.
  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.
  • Peak Home Loans
  • 360 Central Ave., 8th Floor, St. Petersburg, FL, 34210
  • Peak Home Loans is a Mortgage Lender in FL, CA, PA & TX expanding across the country. What makes Peak Home Loans Different? 1.) There are no middlemen between us and the borrower; we beat broker rates and retail branch rates. We charge NO junk fees. 2.) We're driven by the nation's most powerful, efficient.
  • Justice Federal Credit Union
  • 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
  • The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members
  • Commercial Mortgage Advisors
  • 1230 Gray Court, Eustis, FL, 32726
  • Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.
  • Better Lending Team
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  • The Better Lending Team team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Today's Mortgage Inc
  • 1964 Gallows Road, Suite 320, Vienna, VA, 22182
  • Today’s Mortgates has been making home buying dreams come true for nearly 10 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 2010s, Mortgates began in an office space in the middle of Annandale. Since then, also like many of those we help find financial security.