In 2026, the FHA loan limit in Tustin county of Orange, CA, is set at $1,089,300 for a single-family home. For 2-units, it is $1,394,775, for 3-units, the limit is $1,685,850, and for 4-units, it stands at $2,095,200.
Regarding conventional loans, the maximum for a single-family residence is $1,089,300, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Utilize our FHA calculator to discover today’s best FHA rates and calculate vital components such as down payment, income requirements, credit score, reserves, and required documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Data aggregated from thousands of lenders enables Lendersa® to provide quick comparisons aligned with your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Tustin, Orange, CA, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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