In 2026, the FHA loan limit in Twentynine-Palms county of San Bernardino, CA is set at $477,250 for a single-family home, $610,950 for two-unit properties, $738,500 for three-unit homes, and $917,800 for four-unit structures.
The maximum for conventional loans on single-family residences is $548,250, with amounts of $702,000 for two-unit, $848,500 for three-unit, and $1,054,500 for four-unit homes.
Use our FHA calculator to explore today's best FHA rates and determine necessary downpayments, income needs, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan options. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers data from thousands of lenders, comparing it instantly with your unique financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Twentynine-Palms county of San Bernardino, CA to compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loan amounts. Evaluate qualifications like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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