For 2026, the FHA loan limits in Winters county of Yolo, CA are established at: - $763,600 for a single-family home, - $977,550 for properties with 2 units, - $1,181,650 for 3-unit residences, - $1,468,500 for homes with 4 units.
Regarding conventional loans, the maximum permissible loan amounts are: - $763,600 for single-family homes, - $977,550 for 2-unit houses, - $1,181,650 for 3-unit properties, - $1,468,500 for 4-unit residences.
Utilize our FHA calculator to explore today’s leading FHA rates, and determine requirements for downpayment, income, credit, reserves, and documents needed to qualify for a loan.
The Lendersa® calculator enables you to compare FHA rates and terms with those of various other loan programs. Explore and contrast FHA options with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates comprehensive loan program data from thousands of lenders, providing swift, accurate comparisons tailored to your particular financial profile and needs.
The Loan Limits Comparison Table for 2026 in Winters county of Yolo, CA provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements—such as income, reserves, and credit—employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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