FHA Loan Max Loan amount for Napa, Napa County, CA in 2023

In 2024, FHA loan limit in Napa county of Napa, California is $1,017,750 for a single-family home, $1,302,900 for 2-units, $1,574,900 for 3-units, and $1,957,250 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $1,017,750, $1,302,900 for 2-units, $1,574,900 for 3-units, and $1,957,250 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Napa county of Napa, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Napa county of Napa, CA

SFR 2 Units 3 Units 4 Units
FHA $1,017,750 $1,302,900 $1,574,900 $1,957,250
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,017,750 $1,302,900 $1,574,900 $1,957,250
USDA $717,600 $717,600 $717,600 $717,600
VA $1,017,750 $1,302,900 $1,574,900 $1,957,250
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Nicolas Mortgage & Financial Services
  • 16 Corning Avenue, Suite 230, Milpitas, CA, 95035
  • Nicolas Mortgage and Financial Services, Inc. provides the right combination of quality products, competitive rates, and passionate service. Our heritage of personal, honest attention has evolved into a unique process focused on integrating your loan into your overall financial plan and insuring a smooth closing process with no surprises.
  • Abundance 99, Inc.
  • 105 Serra Way, Suite 448, Milpitas, CA, 95035
  • Formed in 2009, we at Abundance are passionate about finding the best financing solutions for our clients’ needs and overall strategy. We are experienced in a wide range of loan options, including home purchase & re-fi, rental properties, short-term bridge loans, fix & flips, constructions, multi-family, and commercial.
  • InterFirst Lending Corporation
  • 1525 McCarthy Boulevard, Suite 1140, Milpitas, CA, 95035
  • InterFirst Lending is a next-generation mortgage company that originates residential mortgage loans at a low cost with extremely competitive mortgage rates. We provide the consumer with one of the best mortgage rates in the industry along with transparent, intuitive and efficient online loan process.
  • LoanPros Inc
  • 1355 Jacklin Road, Milpitas, CA, 95035
  • LoanPros, opened in 1992 with Diana Skokan and myself. Diana retired in 2000. The business has been operated by Tina Broyles. We have built a 90% referral base over the years. The resourceful and skilled team at Loan Pros Inc is eager to help you reach your dreams. If you need an experienced Milpitas, CA Mortgage team focused on precision
  • Verso Real Estate Services Inc
  • 545 Los Coches Street, Suite 108, Milpitas, CA, 95035
  • I am dedicated to providing excellent customer service. My philosophy is simple: clients come first. I pledge to be in constant communication with my clients, keeping them fully informed throughout the entire buying or selling process. I also believe in keeping in contact with past clients
  • Abundance Capital
  • 105 Serra Way, #448, Milpitas, CA, 95035
  • Abundance Capital offer unconventional loans for California real estate: Owner-Occupied Bridge Loans; Simple Fix & Flip Loan; Construction & Additions Loan; Granny / In-Law Unit Addition (ADU) Loan; Non-Owner Occupied Rental Loan; "Sleep Easy" Commercial Loan; Reverse 1031 Exchange Loan; Estate / Inherited Property Loan.
  • Milestone Financial
  • 4970 El Camino Real, Suite 230, Los Altos, CA, 94022
  • Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
  • Ezqualify
  • 1925 Concourse Drive, Suite B, San Jose, CA, 95131
  • Fortunately, at EZQualify, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • Ann Do - Tera Capital Group
  • 2092 Concourse Drive, Suite 95, San Jose, CA, 95131
  • Tera Capital Group has quickly gained a lot attention and become among the top mortgage brokers in the industry. With a strong & long working relationship with many top wholesale lenders in CA, Tera Capital Group brings the mortgage solutions to our clients not only with the best possible rates, but the premium service that our clients deserve.