In 2026, FHA loan limits for Esparto, part of Yolo county, CA, are listed as $763,600 for a single-family home, $977,550 for 2-units, $1,181,650 for 3-units, and $1,468,500 for 4-units.
The highest possible loan amount for conventional loans on a single-family home is $763,600. For 2-unit properties, it's $977,550, for 3-units it's $1,181,650, and for 4-unit homes, $1,468,500.
Use our FHA calculator to find today's best FHA rates and calculate necessary downpayments, income needs, credit, reserves, and documents required to qualify.
The Lendersa® calculator allows a comparison of FHA rates and terms with those of other loan programs. Consider FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® compiles data from thousands of lenders, efficiently matching it against your financial needs and profile in a matter of seconds.
For 2026, refer to the Loan Limits Comparison Table in Yolo, CA, which assesses maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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