FHA Loan Limits for Woodland, Yolo County, CA in 2026

For the year 2026, the FHA loan limit in the county of Woodland, located in Yolo, CA, is set at $763,600 for a single-family home, $977,550 for properties with 2 units, $1,181,650 for 3-unit homes, and $1,468,500 for 4-unit homes.

Regarding conventional loans, the highest allowable amount for a single-family residence is $763,600. For a two-unit property, it's $977,550, $1,181,650 for three units, and $1,468,500 for a four-unit residence.

To discover the best FHA rates available today, use our FHA calculator. It helps determine necessary downpayments, income, credit, reserves, and documents required for qualification.

Check and compare loan offerings from 100 lenders

Evaluate Your Loan Choices in Woodland, CA

Using the Lendersa® calculator, you can assess and compare the terms and rates of FHA loans along with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles data from thousands of lending institutions, allowing rapid comparisons against your distinct financial profile and needs.

The Loan Limits Comparison Table for 2026 in Woodland county of Yolo, CA facilitates comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit scores.

Loan limits Woodland county of Yolo, CA

SFR 2 Units 3 Units 4 Units
FHA $763,600 $977,550 $1,181,650 $1,468,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $763,600 $977,550 $1,181,650 $1,468,500
USDA $540,000 $540,000 $540,000 $540,000
VA $763,600 $977,550 $1,181,650 $1,468,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Woodland FHA Lenders

  • Mitchell Mortgage
  • 1737 Hoffman Street, Woodland, CA, 95776
  • Lends in California
  • Mitchell Mortgage has been serving the home loan needs of our clients in Napa, California for over 24 years. In addition to the beautiful Napa Valley, we are now also located in the lovely communities of Davis and Woodland, California to better serve the residents of Yolo County and the Sacramento region.

  • Hawkins Home Loans
  • 1401 Halyard Road, Suite 130, West Sacramento, CA, 95691
  • Lends in California
  • Our goals are to fulfill your mortgage needs with the friendliest customer service, secure a loan you can feel good about, and make you a happy homeowner. Hawkins Home Loans is a licensed mortgage broker based in West Sacramento, California. Our Business is built on our decades-long industry expertise and relationships, which benefits.

  • Cap City Mortgage Inc
  • 4080 Truxel Road, Suite 100, Sacramento, CA, 95834
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Golden Bay Mortgage Group
  • 1143 N. Market Blvd Suite 1, Sacramento, CA, 95834
  • Lends in California
  • Our company was built from opportunity. Much of our time in the mortgage industry has been rough seas and waves of changes and regulations. Now times have changed and the importance of home ownership is again an opportunity for all. Our intention is to provide a place where our customers can feel secure

  • Yolo Federal Credit Union
  • 266 W. Main Street, Woodland, CA, 95695
  • Lends in California
  • Yolo Federal Credit Union is dedicated to serving the banking needs of our members, their families, and everyone living, working or attending school in Yolo County. It is our mission to help members achieve financial success and build wealth and we achieve that mission by hiring and retaining the best talent in the industry.

  • Bankers Lending Group
  • 231 G street, Suite 8, Davis, CA, 95616
  • Lends in California
  • At Bankers Lending Group you can Bank on our commitment to you and the community. Through our resources, experience and knowledge of lending we give it our all to make loans fund. With over 42 years of combined experience we have helped thousands achieve the American dream!

    We love to give back to the community that gives us so much

  • Alpha Omega Mortgage
  • 4204 Vista Way, Davis, CA, 95616
  • Lends in California
  • At Alpha Omega Mortgage. We are a full-service mortgage company based in Davis, CA. We specialize in FHA, First Time Home Buyer, Jumbo in Davis. We also serve the surrounding cities in Yolo County. Whether you are buying a home or refinancing in our around zip code 95616. we can help you realize your dream of home ownership

  • Elevate Mortgage
  • 717 K Street, Suite 510, Sacramento, CA, 95814
  • Lends in California
  • Elevate mortgage is a diverse, experienced team of mortgage professionals who are client focused and bring results. With access to over 100 different lenders, we can provide you the best financing available. Over 75% of our business comes from past clients and referral partners who are confident in our abilities.

  • Eric Teply Mortgage Advisor
  • 1231 I Street, Suite 203, Sacramento, CA, 95814
  • Lends in California
  • Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.

  • PMI
  • 520 Capitol Mall, Suite 780, Sacramento, CA, 95814
  • Lends in California
  • Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.