2026 FHA (Government Loans) Limits for Woodland, Yolo County, California

For the year 2026, the FHA loan limit in the county of Woodland, located in Yolo, CA, is set at $763,600 for a single-family home, $977,550 for properties with 2 units, $1,181,650 for 3-unit homes, and $1,468,500 for 4-unit homes.

Regarding conventional loans, the highest allowable amount for a single-family residence is $763,600. For a two-unit property, it's $977,550, $1,181,650 for three units, and $1,468,500 for a four-unit residence.

To discover the best FHA rates available today, use our FHA calculator. It helps determine necessary downpayments, income, credit, reserves, and documents required for qualification.

Check and compare loan offerings from 100 lenders

Evaluate Your Loan Choices in Woodland, CA

Using the Lendersa® calculator, you can assess and compare the terms and rates of FHA loans along with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles data from thousands of lending institutions, allowing rapid comparisons against your distinct financial profile and needs.

The Loan Limits Comparison Table for 2026 in Woodland county of Yolo, CA facilitates comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit scores.

Loan limits Woodland county of Yolo, CA

SFR 2 Units 3 Units 4 Units
FHA $763,600 $977,550 $1,181,650 $1,468,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $763,600 $977,550 $1,181,650 $1,468,500
USDA $540,000 $540,000 $540,000 $540,000
VA $763,600 $977,550 $1,181,650 $1,468,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Asher Evans
  • 4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
  • Lends in California
  • Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.

  • Pacific Wholesale Mortgage
  • 7412 Elsie Avenue, Suite 300, Sacramento, CA, 95828
  • Lends in California
  • Pacific Wholesale Mortgage is structured as a multi-level marketing company, otherwise referred to as an "MLM". This structure is designed to let you be our marketing and sales force. Instead of spending thousands of dollars on standard advertising methods, we pay you to share Pacific Wholesale Mortgage products with others.

  • Elite Norcal Corporation
  • 7412 Elsie Avenue, Sacramento, CA, 95828
  • Lends in California
  • Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Home Loans With Steve
  • 1115 Stratford Ave. Suite D, Dixon, CA, 95620
  • Lends in California
  • After completing my degree in finance at the University of Connecticut, I started in the mortgage business right out of college in 2004. With 13+ years of experience and a primary objective of thoroughly explaining all available loan options to my clients with what is typically the largest investment in their lives.

  • Metro Financial and Realty
  • 9521 Folsom Boulevard, Suite O, Sacramento, CA, 95827
  • Lends in California
  • We specialize in home loans. We have every loan product available to suit our client’s needs. We are competitively priced to ensure a great mortgage but service and knowledge to complement your experience.Metro Financial Services is not just here for your one transaction but we strive to earn your continuing relationship.

  • King of Loans
  • 9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Equity Zone Mortgage
  • 7811 Laguna Blvd, Suite 110, Elk Grove, CA, 95758
  • Lends in California
  • The Equity Zone Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Beatific Associates Inc.
  • 9205 Daylor Street, Elk Grove, CA, 95758
  • Lends in California
  • Experienced Real Estate Broker & Mortgage Banker with a demonstrated history of Success, Operates as CEO of Beatific Associates Inc.( Real Estate Brokerage BRE#02056389 & Mortgage Banker NMLS#1724782 ) . Skilled in Negotiation, Private Money, Conventional Loans U.S. FHA Financing, U.S. VA Loans, USDA Loans of Investment Properties, 1031 Exchange.

  • Clear Point Mortgage
  • 9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Big Valley Mortgage
  • 9250 Laguna Springs Dr #200, Elk Grove, CA, 95758
  • Lends in California
  • Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty

  • Mortgage Tree Capital
  • 9281 Office Park Circle Suite 158, Elk Grove, CA, 95758
  • Lends in California
  • Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.

  • Mechanics Bank
  • 915 Highland Park Drive, Suite 450, Roseville, CA, 95678
  • Lends in California
  • Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.