For 2026, the FHA loan limits set in Rio-Linda county of Sacramento, CA are as follows: $598,000 for a single-family home, $765,550 for properties with 2 units, $925,350 for those with 3 units, and $1,150,000 for 4-unit properties.
On the other hand, conventional loan maximums reach $598,000 for a single-family dwelling, $765,550 for properties with two units, $925,350 for three-unit buildings, and $1,150,000 for structures housing four units.
Utilize our FHA calculator to discover the most competitive FHA rates today, and calculate the necessary downpayment, income, credit, reserves, and documentation required for qualification.
By using the Lendersa® calculator, you can compare the rates and terms of FHA loans with those of other programs. Delve into a range of options such as Conventional loans, Jumbo, VA, USDA, Non-QM, alongside hard money loans, with FHA arrangements.
Lendersa® draws loan data from thousands of lenders, offering instant comparisons against your specific financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Rio-Linda county of Sacramento, CA to assess maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $598,000 | $765,550 | $925,350 | $1,150,000 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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