For 2026, the FHA loan limits for Yuba-City county in Sutter, CA are as follows: $373,750 for a single-family home, $478,450 for duplexes, $578,350 for triplexes, and $718,750 for fourplexes.
The top conventional loan amount for a single-family home is $548,250, while duplexes have a limit of $702,000, triplexes at $848,500, and fourplexes are capped at $1,054,500.
Use our FHA calculator to find today’s best FHA rates and determine the necessary down payment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator empowers you to compare FHA rates and terms against all other loan types. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Accumulating data from thousands of lenders, Lendersa® matches loan program details to your unique financial profile efficiently.
Refer to the Loan Limits Comparison Table for 2026 in Yuba-City, Sutter, CA, to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification comparisons involving income, reserves, and credit, try Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $373,750 | $478,450 | $578,350 | $718,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $299,000 | $299,000 | $299,000 | $299,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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