In 2026, the FHA loan limits for Berkley county in Adams, CO are as follows: $787,750 for a single-family home, $1,008,450 for two units, $1,219,000 for three units, and $1,514,950 for four units.
For conventional loans, the maximum amounts are $787,750 for a single-family home, $1,008,450 for two units, $1,219,000 for three units, and $1,514,950 for four units.
Use our FHA calculator to find today’s best FHA rates and determine necessary downpayment, income, credit, reserves, and documents needed for qualification.
Lendersa® calculator allows you to compare FHA rates and terms with other loan program options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan program data from thousands of lenders, quickly aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Berkley county of Adams, CO, showcases maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. For assessing qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $547,400 | $547,400 | $547,400 | $547,400 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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