In 2026, the FHA loan limits for Fairmount county, part of Jefferson, CO, are $787,750 for a single-family home, $1,008,450 for two-unit residences, $1,219,000 for homes with three units, and $1,514,950 for four-unit properties.
The maximum limits for conventional loans are $787,750 for a single-family residence, $1,008,450 for two units, $1,219,000 for three-unit homes, and $1,514,950 for four units.
Use our FHA calculator to find today's optimal FHA rates and determine necessary details like downpayment, income, credit score, reserves, and documents required to qualify.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly compiles vast loan program data from thousands of lenders, efficiently aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fairmount county, Jefferson, CO, provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $684,200 | $684,200 | $684,200 | $684,200 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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