In 2026, the FHA loan limits in Westminster county, Adams, CO, are $787,750 for a single-family home, $1,008,450 for 2-units, $1,219,000 for 3-units, and $1,514,950 for 4-units.
The maximum conventional loan amounts for a single-family home is $787,750, for 2-units $1,008,450, for 3-units $1,219,000, and for 4-units $1,514,950.
Use our FHA calculator to find today’s best FHA rates and determine the downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator helps you evaluate FHA rates and terms against other programs. Compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® retrieves data from thousands of lenders, allowing quick analysis tailored to your financial profile and requirements.
In 2026, the Loan Limits Comparison Table for Westminster county, Adams, CO, showcases maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification details, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $547,400 | $547,400 | $547,400 | $547,400 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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