In 2026, the FHA loan limit in Colorado-Springs county, El Paso, CO, is set at $393,300 for a single-family home. For 2-units, the limit is $503,500, for 3-units it rises to $608,600, and for 4-units it caps at $756,350.
Conventional loans on a single-family home reach a maximum of $548,250. For 2-units, the limit increases to $702,000, for 3-units to $848,500, and for 4-units to $1,054,500.
Use our FHA calculator to see today’s optimal FHA rates and determine the necessary downpayment, income, credit standing, reserves, and documentation to qualify.
The Lendersa® calculator enables comparison of FHA rates with those of other loan programs. Review options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA opportunities.
Lendersa® aggregates data from thousands of lenders, comparing it swiftly with your financial needs.
The Loan Limits Comparison Table for 2026 in Colorado-Springs county, El Paso, CO, provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $393,300 | $503,500 | $608,600 | $756,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $314,600 | $314,600 | $314,600 | $314,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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