2026 FHA (Government Loans) Limits for Sterling, Logan County, Colorado

In 2026, FHA loan limits for Sterling county in Logan, CO stand as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.

The maximum for conventional loans is $726,200 for a single-family house, $929,850 for two units, $1,123,900 for three-unit properties, and $1,396,800 for four units.

Leverage our FHA calculator to access today’s ideal FHA rates and understand the necessary down payment, income, credit, reserves, and documentation required to qualify.

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Your Loan Options in Sterling, CO

The Lendersa® calculator is an effective tool for comparing FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® efficiently compiles loan data from thousands of lenders, swiftly comparing it to cater to your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Sterling county, nestled within Logan, CO, details the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Delve into qualification parameters like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sterling county of Logan, CO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Sterling FHA Lenders

  • Sterling Federal Credit Union
  • 822 W. Main St, Sterling, CO, 80751
  • Lends in Colorado
  • The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.

  • FMS Bank
  • 520 Sherman, Fort Morgan, CO, 80701
  • Lends in Colorado
  • FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service

  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Lends in Colorado
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.

  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • Lends in Colorado
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.

  • Service First Financial LLC
  • 3098 Majestic View Drive, Timnath, CO, 80547
  • Lends in Colorado
  • At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.

  • Edge Mortgage Inc
  • 2016 Overland Drive, Johnstown, CO, 80534
  • Lends in Colorado
  • Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.

  • Western States Bank
  • 1520 E Mulberry St, Fort Collins, CO, 80524
  • Lends in Colorado
  • Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified

    At our bank, you will find banking professionals who are dedicated to meeting your financial needs.

  • TST Financial LLC
  • 1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
  • Lends in Colorado
  • At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Excel Financial Group, LLC
  • 123 N College Ave, Suite 230, Fort Collins, CO, 80524
  • Lends in Colorado
  • Excel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.

Also lends in Colorado

  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.