In 2026, FHA loan limits for Cherry-Creek county in Arapahoe, CO are: $596,850 for a single-family home, $764,050 for two-unit properties, $923,600 for buildings with three units, and $1,147,800 for four-unit dwellings.
The upper limits for conventional loans are $596,850 for single-family residences, $764,050 for duplexes, $923,600 for triplexes, and $1,147,800 for four-unit homes.
Leverage our FHA calculator to access today’s best FHA rates and assess required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator makes it easy to compare FHA rates and terms with those of other loan types. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive loan program data from thousands of lenders, enabling quick comparisons tailored to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cherry-Creek county within Arapahoe, CO, provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a comprehensive look at qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $596,850 | $764,050 | $923,600 | $1,147,800 |
| USDA | $477,400 | $477,400 | $477,400 | $477,400 |
| VA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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