2025 FHA Loan Limits for Cherry-Creek, Arapahoe County, Colorado

In 2025, FHA loan limits for Cherry-Creek county in Arapahoe, CO are: $596,850 for a single-family home, $764,050 for two-unit properties, $923,600 for buildings with three units, and $1,147,800 for four-unit dwellings.

The upper limits for conventional loans are $596,850 for single-family residences, $764,050 for duplexes, $923,600 for triplexes, and $1,147,800 for four-unit homes.

Leverage our FHA calculator to access today’s best FHA rates and assess required downpayment, income, credit, reserves, and documents necessary for qualification.

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Evaluate Loan Options in Cherry-Creek, CO

The Lendersa® calculator makes it easy to compare FHA rates and terms with those of other loan types. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects extensive loan program data from thousands of lenders, enabling quick comparisons tailored to your individual financial profile and needs.

The Loan Limits Comparison Table for 2025 in Cherry-Creek county within Arapahoe, CO, provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a comprehensive look at qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Cherry-Creek county of Arapahoe, CO

SFR 2 Units 3 Units 4 Units
FHA $596,850 $764,050 $923,600 $1,147,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $596,850 $764,050 $923,600 $1,147,800
USDA $477,400 $477,400 $477,400 $477,400
VA $596,850 $764,050 $923,600 $1,147,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Bennett Mortgage Group
  • 1321 Basalt Ridge Loop, Castle Rock, CO, 80108
  • At Bennett Mortgage Group, our mission is to serve our customers with honesty, integrity, and proficiency. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Foothills Credit Union
  • 7990 W Alameda Ave, Lakewood, CO, 80226
  • Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
  • Credit Union of Denver
  • 9305 W. Alameda Ave, Lakewood, CO, 80226
  • As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
  • Colorado Mortgage Loan
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
  • Land Above Ground Mortgage Inc
  • 7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Chariot Financial
  • 215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226
  • Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
  • Unibell Financial Inc.
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals
  • Bancsource Mortgage Corporation
  • 7550 West Yale Avenue, Suite B206, Denver, CO, 80227
  • BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.