In 2026, the FHA loan limits in Dakota-Ridge county, which is part of Jefferson, CO, are outlined as follows: $596,850 for a single-family home, $764,050 for a duplex, $923,600 for a triplex, and $1,147,800 for properties with four units.
The maximum amounts for conventional loans are: $596,850 for a single-family residence, $764,050 for two units, $923,600 for three units, and $1,147,800 for four units.
Our FHA calculator enables you to find today’s best FHA rates and assess needed down payments, income, credit, reserves, and documents for qualification.
Lendersa® calculator helps to compare FHA rates and terms with other loan types. Evaluate different options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently collects and analyzes data from thousands of lenders to cater to your specific financial needs swiftly.
The Loan Limits Comparison Table for 2026 in Dakota-Ridge county within Jefferson, CO, allows comparison of maximum loan limits across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification requirements like income, reserves, and credit criteria, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $596,850 | $764,050 | $923,600 | $1,147,800 |
| USDA | $477,400 | $477,400 | $477,400 | $477,400 |
| VA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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