In 2026, the FHA loan ceiling for Golden county in Jefferson, CO, stands at $787,750 for a single-family home, $1,008,450 for two-unit buildings, $1,219,000 for three-unit residences, and reaches $1,514,950 for properties with four units.
For conventional loans, the caps are established at $787,750 for single-family homes, $1,008,450 for two-unit domiciles, $1,219,000 for triple-unit homes, and $1,514,950 for four-unit dwellings.
Our FHA calculator lets you explore today's optimal FHA rates, and specify requirements for downpayment, income, credit, reserves, and necessary documents for qualification.
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The Lendersa® calculator serves as a tool to juxtapose FHA rates and terms with a variety of other loan programs. Dive into and examine options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in reference to FHA.
Lendersa® efficiently harvests and processes crucial loan data from thousands of lenders, matching it with your financial profile and needs with remarkable speed.
The Loan Limits Comparison Table for 2026 in Golden county, located within Jefferson, CO, offers a full perspective on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To investigate essential qualification criteria such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $684,200 | $684,200 | $684,200 | $684,200 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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