In 2026, FHA loan limits in Lakewood county, Jefferson, CO, are $787,750 for a single-family house, $1,008,450 for 2-units, $1,219,000 for 3-units, and $1,514,950 for 4-units.
For conventional loans on a single-family residence, the maximum is $787,750. For 2-units, it's $1,008,450, for 3-units, it's $1,219,000, and for 4-units, it's $1,514,950.
Utilize our FHA calculator to uncover today's FHA top rates and assess the required downpayment, income, credit, reserves, and documents for qualification.
Use the Lendersa® calculator to compare FHA and other loan program rates and terms. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® collects data from thousands of lenders, comparing it quickly to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lakewood county, Jefferson, CO, offers a look at maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $684,200 | $684,200 | $684,200 | $684,200 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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