For the year 2026, the FHA loan limits in Salida county, situated in Chaffee, CO, are outlined as follows: $600,300 for a single-family dwelling, $768,500 for duplexes, $928,950 for triplexes, and $1,154,450 for four-unit properties.
The maximum amounts for conventional loans are $726,200 for a single-family home, with $929,850, $1,123,900, and $1,396,800 applicable for two, three, and four-unit residences, respectively.
Explore today’s competitive FHA rates using our FHA calculator, which will also help you understand the down payment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator is an excellent tool for comparing FHA loan rates and terms with those of various other loan programs, such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles comprehensive loan program data from thousands of lenders and quickly matches it with your personal financial situation and objectives.
Loan Limits Comparison Table for 2026 in Salida county within Chaffee, CO detailing maximum amounts for FHA, conventional conforming, jumbo, VA, USDA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Evaluate the qualification requirements like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $600,300 | $768,500 | $928,950 | $1,154,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $461,100 | $461,100 | $461,100 | $461,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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