In 2026, FHA loan limits for Welby county of Adams, CO are: $787,750 for a single-family home, $1,008,450 for properties with two units, $1,219,000 for three-unit structures, and $1,514,950 for four-unit buildings.
The maximum conventional loan amounts are $787,750 for a single-family residence, $1,008,450 for two units, $1,219,000 for three units, and $1,514,950 for four units.
Our FHA calculator provides today's optimal FHA rates, helping you determine the required down payment, income, credit, reserves, and documentation needed for qualifying.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of a variety of other loan programs. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects comprehensive loan data from thousands of lenders, quickly aligning it with your specific financial profile and needs.
For 2026, the Loan Limits Comparison Table in Welby county within Adams, CO, allows you to evaluate maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification needs like income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $547,400 | $547,400 | $547,400 | $547,400 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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