FHA Loan Max Loan amount for Federal-Heights, Adams County, CO in 2025

In 2025, FHA loan limit in Federal-Heights county of Adams, CO is set at $596,850 for a single-family home, $764,050 for 2-units, $923,600 for 3-units, and $1,147,800 for 4-units.

The upper limit for conventional loans is $596,850 for a single-family, $764,050 for two units, $923,600 for three units, and $1,147,800 for four units.

Use our FHA calculator to see today’s top FHA rates and find out the downpayment, income, credit, reserves, and documents you need to qualify.

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Discover Loan Options in Federal-Heights, CO

The Lendersa® calculator helps you compare FHA rates and terms with other loan types. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Federal-Heights county of Adams, CO, showcases maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Review qualification criteria such as income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Federal-Heights county of Adams, CO

SFR 2 Units 3 Units 4 Units
FHA $596,850 $764,050 $923,600 $1,147,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $596,850 $764,050 $923,600 $1,147,800
USDA $477,400 $477,400 $477,400 $477,400
VA $596,850 $764,050 $923,600 $1,147,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • American Capital Financial LLC
  • 1675 Broadway, Suite 1950, Denver, CO, 80202
  • American Capital Financial our goal is to get you the best possible home loan for your situation while offering you the best possible services. Since 2004, we have been committed to educating our borrowers on home mortgage loans in the Colorado and Wyoming areas. Give us a call to get a conversation started and learn why mortgage loans.
  • Loan Verify Inc
  • 999 18th Street, Suite 3000, Denver, CO, 80202
  • At LoanVerify, we wanted a more transparent mortgage process. So we built it ourselves. To get started, download the app, answer seven questions, and see all your mortgage options in the palm of your hand. It's that simple. Compare rates and closing costs, snap a pic or upload your required documents from Google Drive.
  • Hunter Lending LLC
  • 1630 Welton Street, Suite 916, Denver, CO, 80202
  • "Hunter Lending saves time and reduces cost by providing customized mortgage solutions to assist clients in achieving their financial goals and objectives. Founded in 2003 by Ryan Hunter, our mission has been to provide the highest level of service resulting in the best customer experience."
  • 5280 Financial Group Inc
  • 600 17th Street, Suite 2800 South, Denver, CO, 80202
  • "5280 Financial Group, Inc. Colorado's best source for home purchase and refinance! We are a family owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So whether you are first time home buyers"
  • Front Range Mortgage
  • 600 17th St, Unit 2800, Denver, CO, 80202
  • Front Range Mortgage is a local Colorado-only mortgage lender for all types of Colorado homeowners. From VA to FHA, Conventional; Purchase, rate & term or cash out; Investment, second homes, etc. We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending
  • Indigo Mountain Mortgage LLC
  • 4210 Wadsworth Blvd, Suite 302, Wheat Ridge, CO, 80034
  • Indigo Mountain Mortgage considers itself fortunate to offer a full range of loan products, including Jumbo Loans and Low Documentation Loans for people who are successful self-employed borrowers, FHA Loans, VA Loans, Conventional Loans, and Private money sources and Mountain Mortgage. Local expertise and broad real estate experience.
  • Select Home Loan Group LLC
  • 14601 Yosemite Street, Brighton, CO, 80602
  • At Select Home Loan Group LLC. We are a full service mortgage company based in Brighton, CO. We specialize in Purchase, Refinance, and Conventional Loans in Brighton. We also serve the surrounding cities in Adams County. Whether you are buying a home or refinancing in the zip code 80602,
  • Splash Real Estate Solutions LLC
  • 3051 West 105th Avenue, Suite 351653, Westminster, CO, 80602
  • Splash Real Estate Solutions LLC are a buying, selling, refinancing, or building your dream home, you have a lot riding on your Loan Specialist and Real Estate Agent. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professionals who are able to give you
  • Widespread Lending Solutions LLC
  • 13904 Fairfax St, Thornton, CO, 80602
  • Widespread Lending Solutions provides a full line of personalized and private Mortgage Brokerage & Real Estate Services. That means we can support you through the entire home buying, selling or refinancing process from start to finish. We streamline the home buying process by providing mortgage and real estate services under one roof.
  • America's Mortgage
  • 4891 Independence Street, Wheat Ridge, CO, 80033
  • America’s Mortgage is ranked among the top ten lenders in the Denver Metro area. We remain on top by providing the best loan options along with local service. We actively incorporate new ideas and strategies while remaining true to the conservative business practices that have allowed us to succeed.
  • Paradyme Mortgage Inc
  • 4380 Harlan Street, Suite 100, Wheat Ridge, CO, 80033
  • Paradigm (the original spelling of the word), has a meaning of being “worthy of duplication; standing out above the rest”. That was the philosophy at the onset of the founding of Paradyme, that we were above the rest, and well worthy of duplication. We are local, family owned mortgage company that really cares about your loan needs
  • Uptown Mortgage LLC
  • 1350 Lawrence Street, Suite 100, Denver, CO, 80204
  • Uptown Mortgage is located in Historic Lower Downtown Denver. Having operated in Colorado since 2000, we’ve worked hard to build a reputation that we are proud of. We make sure that every borrower that walks through our doors gets exceptional service. All our loan officers take very seriously the fact that purchasing a home.