In 2026, FHA loan limit in Federal-Heights county of Adams, CO is set at $596,850 for a single-family home, $764,050 for 2-units, $923,600 for 3-units, and $1,147,800 for 4-units.
The upper limit for conventional loans is $596,850 for a single-family, $764,050 for two units, $923,600 for three units, and $1,147,800 for four units.
Use our FHA calculator to see today’s top FHA rates and find out the downpayment, income, credit, reserves, and documents you need to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other loan types. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan data from thousands of lenders, swiftly matching it to your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Federal-Heights county of Adams, CO, showcases maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Review qualification criteria such as income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $596,850 | $764,050 | $923,600 | $1,147,800 |
| USDA | $477,400 | $477,400 | $477,400 | $477,400 |
| VA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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