In 2026, the FHA loan limit for Thornton county, Adams, CO, stands at $787,750 for a single-family home. For 2-unit properties, it’s $1,008,450, for 3-units, $1,219,000, and for 4-units, the limit is $1,514,950.
The cap on conventional loans for a single-family residence is $787,750. For 2-units, it rises to $1,008,450, for 3-units, $1,219,000, and for 4-units, the maximum is $1,514,950.
Utilize our FHA calculator to explore today’s best FHA rates and assess the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
Using the Lendersa® calculator, compare FHA rates and terms with other loan programs. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans next to FHA.
Lendersa® gathers vast datasets from thousands of lenders, swiftly aligning it with your financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Thornton county, Adams, CO, facilitates comparing maximum loans for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To check qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $547,400 | $547,400 | $547,400 | $547,400 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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