In the year 2025, FHA loan limits for Bethel county in Fairfield, CT are $707,250 for a single-family home, $905,400 for two units, $1,094,450 for three-unit homes, and $1,360,100 for four-unit properties.
The conventional loan limit is $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to discover today's best FHA rates and assess the necessary down payment, income, credit score, reserves, and documentation for qualification.
With the Lendersa® calculator, compare the rates and terms of FHA loans to those of other loan products. Consider FHA side-by-side with conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently acquires and compares extensive data from thousands of lenders based on your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 for Bethel, located in Fairfield, CT, offers a look at maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification comparisons involving income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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