For the year 2025, in Danbury county, located in Fairfield, CT, the FHA loan limit is set at $707,250 for single-family homes. For duplexes, the limit is $905,400, while triplexes have a limit of $1,094,450, and four-unit properties cap at $1,360,100.
Conventional loans have different limits: individuals can borrow up to $726,200 for single-family dwellings, increase to $929,850 for duplexes, $1,123,900 in the case of triplexes, and $1,396,800 for four-unit buildings.
Discover the best FHA rates today using our calculator. It also estimates downpayment, necessary income, credit score, reserves, and documentation required for qualification.
Utilize the Lendersa® calculator to contrast the rates and conditions of FHA loans against all other available loan programs. Delve into and weigh the differences between Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loan options.
Lendersa® aggregates data from a vast network of lenders and facilitates a swift comparison tailored to your financial situation and requirements.
Review the Loan Limits Comparison Table for 2025 in Danbury county, Fairfield, CT, to compare FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. For qualification requirements, such as income, reserves, and credit, access the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
