In 2026, the FHA loan limits for Redding county in Fairfield, CT, are $707,250 for a single-family home. For two-unit properties, it's $905,400; for three units, it's $1,094,450; and for four-unit homes, the limit is $1,360,100.
The maximum amounts for conventional loans are $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to identify today’s top FHA rates, and determine what's needed for downpayment, income, credit, reserves, and documents for qualification.
Lendersa® calculator allows comparison of FHA rates and terms with those of other programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly obtains data from thousands of lenders, adapting it to your financial profile and needs.
For 2026 in Redding, Fairfield, CT, the Loan Limits Comparison Table provides insights on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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