In 2026, the FHA loan limits for Bethlehem county within Litchfield, CT, are set at $472,030 for a single-family home, $604,400 for two-unit housing, $730,525 for three-unit residences, and $907,900 for four-unit properties.
For conventional loans, the maximum for a single-family home is $726,200. The limit extends to $929,850 for two-unit dwellings, $1,123,900 for three units, and $1,396,800 for four units.
To view today's best FHA rates, use our FHA calculator. It also helps determine downpayment, income, credit prerequisites, reserves, and necessary documentation for qualification.
With the Lendersa® calculator, you can compare the rates and terms of FHA options with other available loan programs. Examine and weigh alternatives such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers comprehensive data from a wide range of lenders and provides rapid comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 available in Bethlehem county of Litchfield, CT, covers a spectrum that includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly explore qualification criteria such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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