For 2026, the FHA loan limit in Chester, within Middlesex county, CT, is set at $472,030 for a single-family home, with limits of $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-unit houses.
The ceiling on conventional loans for single-family homes is $726,200. This limit extends to $929,850 for 2-units, $1,123,900 for 3-units, and reaches $1,396,800 for 4-units.
Utilize our FHA calculator to find the best FHA rates today and assess essential details such as the necessary downpayment, income, credit standing, reserves, and other required documents for qualification.
With Lendersa® calculator, you can assess FHA rates and terms alongside other loan program offerings. Investigate and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® collects data from an extensive number of lenders and delivers instantaneous comparisons based on your unique financial profile and requirements.
This year's Loan Limits Comparison Table for Chester in Middlesex, CT, shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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