In 2025, the FHA loan limits in Milford-city county, belonging to New Haven, CT, are $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three units, and $685,400 for four-unit dwellings.
For conventional loans, the maximum allowable amount is $548,250 for a single-family home. For a duplex, it’s $702,000, for a triplex $848,500, and it increases to $1,054,500 for a four-unit property.
Leveraging our FHA calculator lets you discover today’s optimal FHA rates and evaluate required downpayment, income level, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator empowers you to contrast FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This in-depth comparison provides a clear understanding of available choices.
Lendersa® gathers extensive loan data from thousands of lenders, enabling efficient comparisons tailored to your personal financial profile and needs.
The Loan Limits Comparison Table for 2025 in Milford-city county of New Haven, CT, facilitates an evaluation of FHA versus Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending caps. To assess qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $305,900 | $305,900 | $305,900 | $305,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
