In 2026, the FHA loan limits in Milford-city county, belonging to New Haven, CT, are $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three units, and $685,400 for four-unit dwellings.
For conventional loans, the maximum allowable amount is $548,250 for a single-family home. For a duplex, it’s $702,000, for a triplex $848,500, and it increases to $1,054,500 for a four-unit property.
Leveraging our FHA calculator lets you discover today’s optimal FHA rates and evaluate required downpayment, income level, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator empowers you to contrast FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This in-depth comparison provides a clear understanding of available choices.
Lendersa® gathers extensive loan data from thousands of lenders, enabling efficient comparisons tailored to your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Milford-city county of New Haven, CT, facilitates an evaluation of FHA versus Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending caps. To assess qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $305,900 | $305,900 | $305,900 | $305,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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