In the year 2025, the FHA loan limits in Stratford county, within Fairfield, CT, stand at $707,250 for a single-family home, $905,400 for duplexes, $1,094,450 for triplexes, and $1,360,100 for four-unit residences.
For conventional loans, the maximum lending amount is $726,200 for a single-family home, $929,850 for two-unit properties, $1,123,900 for three-unit buildings, and $1,396,800 for properties with four units.
Our FHA calculator can help you find today’s top FHA rates and determine vital aspects like the downpayment, income threshold, credit standing, reserves, as well as documentation needed to qualify.
The Lendersa® calculator is a comprehensive tool that enables comparisons between FHA rates and terms and those from other loan programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This allows you to make informed decisions based on a comprehensive view of available options.
Lendersa® collates substantial amounts of loan data from numerous lenders, quickly presenting comparisons tuned to your precise financial situation and needs.
The Loan Limits Comparison Table for 2025 in Stratford county, Fairfield, CT, aids in analyzing FHA alongside Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess the necessary income, reserves, and credit requirements needed for qualification.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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