In 2026, for New-Fairfield in Fairfield county, CT, the FHA loan limit stands at $601,450 for a single-family home, with limits of $769,950 for two units, $930,700 for three units, and $1,156,650 for four units.
Conventional loans have maximum amounts of $601,450 for a single-family residence, $769,950 for two units, $930,700 for three units, and $1,156,650 for four units.
Use our FHA calculator to uncover today’s optimal FHA rates and determine necessary down payment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those of various loans, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers data from numerous lenders, matching it with your financial profile and needs.
For 2026 in New-Fairfield, within Fairfield, CT, the Loan Limits Comparison Table provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification needs like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $601,450 | $769,950 | $930,700 | $1,156,650 |
| USDA | $481,100 | $481,100 | $481,100 | $481,100 |
| VA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
