For 2026, the FHA loan limits in Portland county of Middlesex, CT, are set at $472,030 for a single-family home. For properties with two units, it is $604,400, for three units, $730,525, and for buildings with four units, the limit is $907,900.
The maximum conventional loan amounts are $726,200 for a single-family home, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to access today’s top FHA rates and determine the essential downpayment, income, credit score, reserves, and documentation necessary for qualification.
The Lendersa® calculator provides a full comparison of FHA rates and terms with those of other loan programs. Investigate options including FHA, conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles detailed loan program data from thousands of lenders, aligning it rapidly with your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Portland, located within Middlesex, CT, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualifying criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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