For 2026 in Middletown county, Middlesex, CT, FHA loan limits are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
Conventional loans have a maximum amount of $726,200 for single-family residences, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to check today’s best FHA rates and figure out the needed downpayment, income, credit level, reserves, and required documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans, empowering you to make informed decisions.
Lendersa® gathers information from numerous lenders and swiftly compares it with your individual financial profile and requirements.
Use the 2026 Loan Limits Comparison Table for Middletown county, Middlesex, CT to evaluate FHA alongside Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For an in-depth comparison of qualification needs like income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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