2026 FHA (Government Loans) Limits for Cromwell, Middlesex County, Connecticut

In 2026, FHA loan limits in the county of Middlesex, CT, for Cromwell are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The conventional loan maximums are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to view today’s top FHA rates and determine the needed downpayment, income, credit, reserves, and documents to qualify.

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Loan Limits Comparison Table for 2026 in the county of Middlesex, Cromwell, CT, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements.

Loan limits Cromwell county of Middlesex, CT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Cromwell FHA Lenders

  • Nutmeg State Financial Credit Union
  • 500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.

  • Noreast Mortgage Services
  • 1092 Elm Street, Suite 203, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.

  • Empire Home Loans
  • 1880 Silas Deane Highway, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs

  • Achieve Financial Credit Union
  • PO Box 7030, Berlin, CT, 06037
  • Lends in Connecticut
  • For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.

  • LENDirect Mortgage Inc
  • 1227 Farmington Avenue, Berlin, CT, 06037
  • Lends in Connecticut
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Welcome Home Mortgage, LLC
  • 1331 Silas Deane Highway, Wethersfield, CT, 06109
  • Lends in Connecticut
  • We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.

  • QuikFund, Inc
  • 59 Dogwood Road, Wethersfield, CT, 06109
  • Lends in Connecticut
  • QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.

  • Northeast Financial LLC
  • 48 Meriden Rd, Suite 1, Middlefield, CT, 06455
  • Lends in Connecticut
  • "NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry.

    At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."

  • Planet Home Lending, LLC
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Lends in Connecticut
  • Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.

  • Planet Home Lending
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Lends in Connecticut
  • Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.