For 2026, the FHA loan limits in the county of Litchfield, encompassing Washington, CT, are established at $472,030 for a single-family home, $604,400 for 2-unit buildings, $730,525 for 3-unit dwellings, and $907,900 for 4-unit residences.
The conventional loan ceiling for a single-family home is $726,200. This extends to $929,850 for properties with 2 units, $1,123,900 for 3-unit structures, and reaches $1,396,800 for 4-unit accommodations.
Utilize our FHA calculator to find the top FHA rates available today and determine necessary details such as downpayment, income requirements, credit considerations, reserves, and qualifying documents.
The Lendersa® calculator permits FHA rate and term comparisons with a variety of other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans next to FHA options for enhanced evaluation.
Lendersa® sources vast amounts of loan data from numerous lenders, rapidly aligning it against your personal financial profile and unique needs for tailored comparisons.
The Loan Limits Comparison Table for 2026 in Washington county of Litchfield, CT reviews FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To meticulously compare qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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