FHA Loan Limits for Kent, Litchfield County, CT in 2026

For 2026, the FHA loan limits in Kent, within Litchfield county, CT, are $472,030 for a single-family home, increasing to $604,400 for 2-units, $730,525 for 3-units, and reaching $907,900 for 4-units.

Regarding conventional loans, the maximum amount available for a single-family residence is $726,200. This extends to $929,850 for properties with 2 units, $1,123,900 for 3-units, and $1,396,800 for 4-unit homes.

Utilize our FHA calculator to explore today’s best FHA rates and to assess the needed downpayment, income, credit standards, reserves, and documents necessary for qualification.

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Evaluate your loan choices in Kent, CT

With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Analyze and contrast, exploring options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans together with FHA.

Lendersa® efficiently compiles loan program data from a multitude of lenders, promptly aligning it with your unique financial profile and needs.

Check the Loan Limits Comparison Table for 2026 in Kent county of Litchfield, CT for insights on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification requirements like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Kent county of Litchfield, CT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • OwnersChoice Funding
  • 1021 Watervliet Shaker Road, Albany, NY, 12205
  • Lends in Connecticut
  • Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.

  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • Lends in Connecticut
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.

  • Contour Mortgage Corporation
  • 990 Stewart Avenue, Suite 660, Garden City, NY, 11530
  • Lends in Connecticut
  • Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.

  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • Lends in Connecticut
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.

  • Gateway Mortgage Services, LLC
  • 428 Boston Post Road, Waterford, CT, 06385
  • Lends in Connecticut
  • At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lends in Connecticut
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.

  • Northeast Funding Services, Inc.
  • 30 Century Hill Dr Suite 103, Latham, NY, 12110
  • Lends in Connecticut
  • Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.

  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • Lends in Connecticut
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.

  • Continental Finance Corporation
  • 250 E. 49th St., New York, NY, 10017
  • Lends in Connecticut
  • Continental Finance Corporation's experience and expertise are paramount in the areas of private equity funding, real estate development, management and legal services. During CFC's 25 years of operation, its portfolio of successful businesses has included air and ground transportation.