For 2026, the FHA loan limits for Dover-Base-Housing county in Kent, DE are established as follows: $356,362 for a single-family dwelling, $456,275 for dual units, $551,500 for triplexes, and $685,400 for four-unit buildings.
In terms of conventional loans, the upper limit for a standalone residence is $548,250. For properties with two units, the maximum reaches $702,000, increases to $848,500 for three units, and culminates at $1,054,500 for four-unit properties.
Employ our FHA calculator for up-to-date FHA best rates and assess required downpayments, income particulars, credit criteria, reserves, and essential documents necessary for qualification.
The Lendersa® calculator enables the comparison of FHA rates and terms with a vast selection of other loan programs. Compare and analyze options like conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against the FHA offerings.
By gathering comprehensive data from thousands of lending sources, Lendersa® swiftly matches this to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Dover-Base-Housing county, Kent, DE provides insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualifying criteria such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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