During 2026, the FHA loan limits for Highland-Acres county in Kent, DE are outlined as follows: $356,362 for a single-family home, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
The maximum loan amount available for conventional loans on single-family residences is $548,250. For two-unit homes, it is $702,000, for three-unit homes $848,500, and $1,054,500 for four-unit residences.
Tap into our FHA calculator to view today’s best FHA rates and figure out the necessary downpayment, income, credit, reserves, and documentation required to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Consider options like conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, compared with FHA.
Lendersa® sources loan program data from thousands of lenders, evaluating it against your specific financial profile and requirements in seconds.
The Loan Limits Comparison Table for 2026 in Highland-Acres county of Kent, DE, illustrates FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximal loan figures. To compare qualification requirements, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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