In 2026, the FHA loan limit for Dover, in Kent county, DE, is $472,030 for single-family homes, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-unit properties.
The maximum conventional loan available for a single-family residence is $726,200, with limits of $929,850 for 2-units, $1,123,900 for 3-units, and up to $1,396,800 for 4-units.
Utilize our FHA calculator to find today’s best FHA rates and calculate essentials like the downpayment, income, credit, reserves, and qualifying documents needed.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Assess and compare loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money alongside FHA offerings.
Lendersa® aggregates data from thousands of lenders, speeding up the comparison process for your specific financial profile and needs.
In 2026, explore the Loan Limits Comparison Table in Dover county of Kent, DE. It includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum values. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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