During 2026, FHA loan limits in Lewes county of Sussex, DE stand at $472,030 for a single-family home, increasing to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for properties with 4-units.
The conventional loan limits for a single-family residence are $726,200, with $929,850 for 2-units, escalating to $1,123,900 for 3-units, and culminating at $1,396,800 for 4-unit homes.
Utilize our FHA calculator to explore today's leading FHA rates and calculate necessary factors such as downpayment, income, credit, reserves, and the documents needed for eligibility.
The Lendersa® calculator enables comparison of FHA rates and terms with those of other loan programs. Investigate alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® rapidly gathers loan program data from thousands of lenders, providing instant comparisons tailored to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lewes county of Sussex, DE, illustrates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) helps you compare qualification needs, including income, reserves, and credit score.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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