For 2025, FHA loan limits in Newark county of New Castle, DE, stand at $529,000 for a single-family home, $677,200 for homes with 2 units, $818,600 for 3-unit dwellings, and $1,017,300 for 4-unit properties.
The maximal loan amounts for conventional loans on a single-family residence are set at $726,200, with allowances expanding to $929,850 for 2-unit structures, $1,123,900 for 3-unit homes, and $1,396,800 for properties with 4 units.
Utilize our FHA calculator to find today’s leading FHA rates and assess the necessary downpayment, income, credit level, reserves, and required documents to qualify efficiently.
The Lendersa® calculator lets you compare FHA rates and terms alongside other loan program options. Delve into evaluation across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA conditions.
Lendersa® efficiently harvests comprehensive data from numerous lenders, facilitating swift comparisons aligned with your financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Newark county of New Castle, DE, provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria such as income, reserves, and credit reliability.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
