In the year 2026, the FHA loan limits for properties in North-Star's county of New Castle, DE are as follows: a single-family home can qualify for up to $431,250, a two-unit dwelling has a cap of $552,050, a three-unit property allows up to $667,350, and for four units, it's $829,350.
The upper limit for conventional loans for single-family homes is $548,250. For two-unit residences, it’s allowed up to $702,000; three-units have a ceiling of $848,500, and four-units can go up to $1,054,500.
Leverage our FHA calculator to identify the most favorable FHA rates available today and assess the essential down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator gives you the power to contrast FHA rates and terms against a broad selection of other loan offerings such as conventional loans, Jumbo, VA, USDA, Non-Qm, and hard money loans.
By accessing data from a vast network of lenders, Lendersa® swiftly matches it with your specific financial circumstances and preferences.
Use our Loan Limits Comparison Table for 2026 in North-Star county, New Castle, DE to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan offerings. To assess qualification criteria like income, credit, and reserves, consider the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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