In 2026, the FHA loan limits for Wilmington-Manor county of New Castle, DE are as follows: $431,250 for a single-family home, $552,050 for 2 units, $667,350 for 3 units, and $829,350 for 4 units.
For conventional loans, the maximum loan amount on a single-family residence is $548,250, increasing to $702,000 for 2 units, $848,500 for 3 units, and $1,054,500 for 4 units.
Use our FHA calculator to access today’s top FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® collects data from thousands of lenders, quickly matching it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Wilmington-Manor county, New Castle, DE provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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