In 2026, the FHA loan limit within New-Castle county, New Castle, DE is defined as follows: $431,250 for a single-family home, $552,050 for two-unit dwellings, $667,350 for three-unit properties, and $829,350 for four-unit buildings.
For conventional loans, the highest loan amount for a single-family residence is $548,250. Two-unit homes are capped at $702,000, three units at $848,500, and four units at $1,054,500.
Use our FHA calculator to access today’s best FHA rates, and to evaluate the necessary down payment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with those of other loan programs. Contrast and explore offerings such as conventional loans, Jumbo, VA, USDA, Non-Qm, and hard money loans with FHA.
Lendersa® collects extensive loan program data from numerous lenders, providing instant comparisons tailored to your specific financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 in New-Castle county, New Castle, DE, which compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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