In 2026, the FHA loan limit for Alafaya county, located in Orange, FL, is $472,030 for a single-family home. It increases to $604,400 for 2-units, $730,525 for 3-units, and reaches $907,900 for 4-units.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For homes with 2-units, it rises to $929,850, extending to $1,123,900 for 3-unit homes and peaking at $1,396,800 for 4-unit properties.
Utilize our FHA calculator to access today's leading FHA rates and ascertain qualification needs such as downpayment, income, credit score, reserves, and required documentation.
The Lendersa® calculator allows for comparisons between FHA rates and terms and those of various other loan programs. Discover and assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA deals.
By accessing data from thousands of lenders, Lendersa® compares this extensive information with your financial profile and needs efficiently.
The Loan Limits Comparison Table for 2026 in Alafaya county of Orange, FL provides a detailed assessment of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For examining qualification factors such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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