In 2026, the FHA loan limits in Orlando county, located in Orange, FL, are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loan maximums on single-family residences are $726,200, for two units are $929,850, three units go up to $1,123,900, and four units set at $1,396,800.
Use our FHA calculator to check today's FHA top rates and determine the down payment, income, credit, reserves, and documentation needed to qualify.
Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Explore and compare options like conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® collects data from thousands of lenders, comparing it quickly with your financial profile and needs.
For 2026 in Orlando county of Orange, FL, the Loan Limits Comparison Table contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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